Beat the Xmas rush, forget about Black Friday and avoid the New Year’s hangover when it comes to planning your estate ! For those that have been meaning to get your estate plan in place, but have been putting it off, here’s why the next 45 days are crucial to your family and your money. So, as we get ready to set the clocks back and as the sunsets arrive earlier than expected, here’s some insight and motivation to get your estate plan in place.